Legal

Terms of Service

Last updated: November 9, 2026 · Applies to all applications published by MIDAS GROWTH LLC

About these terms

These Terms of Service ("Terms") are a contract between you and MIDAS GROWTH LLC, a limited liability company organized under the laws of Wyoming, United States, with its registered address at 30 N Gould St Ste R, Sheridan, WY 82801, USA ("MIDAS GROWTH", "we", "us").

They govern your access to and use of the applications, websites, content and services we publish under any brand (together, the "Services"), and every purchase you make in them. A specific application may have additional terms, shown inside that application; if they conflict with these Terms, the application-specific terms apply to that application.

By creating an account, making a purchase or using the Services, you agree to these Terms. If you do not agree, do not use the Services.

Eligibility and accounts

You must be at least 18 years old, or the age of majority where you live, to buy anything from us. Some Services may be used from 16 years old where permitted by law and stated in the application.

You are responsible for the information you give us, for keeping your login credentials confidential and for activity in your account. Tell us immediately at midas@midasgrowth.online if you believe your account has been used without your permission.

The Services

We grant you a personal, limited, non-exclusive, non-transferable and revocable right to use the Services for your own non-commercial purposes, as described in our End User License Agreement.

We continuously improve the Services. We may add, change or remove features, content or languages. If a change materially reduces what you paid for during a paid period, you may cancel and request a proportional refund of the unused part.

Some Services include content generated with the help of artificial intelligence. Such content may be inaccurate or incomplete, and you should use your own judgment before relying on it.

Purchases and prices

We offer one-time purchases (for example, a digital report, guide or feature) and subscriptions (recurring access billed weekly, monthly, yearly or for another stated period).

• Price at checkout. The exact price, currency, billing period and any applicable taxes are shown at checkout before you pay. That is the price you are charged.
• Local pricing. Prices may vary by country, currency, language market and offer, and may include introductory or promotional prices that apply only for the period stated.
• Taxes. Prices may include or add VAT, GST, sales tax or similar taxes as required where you live.
• Payment providers. Payments are processed by third-party payment providers and, in some cases, by resellers or marketplaces that act as merchant of record. Their terms also apply to the payment. We never receive or store your full card number.
• Currency and bank fees. Your bank may charge currency conversion or foreign transaction fees. These are set by your bank, not by us.
• Statement descriptor. Charges appear on your statement as MIDAS GROWTH, MGROWL, the name of the application or the name of the reseller you bought from.

Subscriptions and automatic renewal

Subscriptions renew automatically at the end of each billing period, at the price shown at checkout, and the payment method you provided is charged, until you cancel. Before you subscribe, checkout shows the price, the billing period and when the first charge and the renewals will happen.

Where a free or discounted trial is offered, the subscription starts at the regular price at the end of the trial unless you cancel before it ends.

You can cancel at any time, free of charge, as explained in our Cancellation Policy. Cancelling stops future renewals; you keep access until the end of the period already paid.

Price changes. We will tell you by email at least 30 days before a new price applies to your subscription, so you can cancel before it applies. Price changes are never retroactive.

Failed payments. If a renewal payment fails, we or the payment provider may retry it, and access may be paused until a payment succeeds. A failed payment does not cancel the subscription.

Refunds and right of withdrawal

Every purchase is covered by our 7-day money-back guarantee, and consumers in the European Union and the United Kingdom also have a statutory right of withdrawal. Both are described in our Refund Policy.

Acceptable use

You agree to use the Services lawfully and in accordance with our Acceptable Use Policy. We may suspend or close accounts that break it, after notice where reasonable.

Your content

You keep ownership of the content you submit to the Services, such as messages, questions or profile information ("Your Content"). You grant us a worldwide, non-exclusive, royalty-free licence to host, process and display Your Content only as needed to provide, secure and improve the Services for you. This licence ends when you delete Your Content or your account, except for copies we must keep by law.

Intellectual property

The Services, including software, design, text, images, audio, video, trademarks and logos, are owned by MIDAS GROWTH LLC or its licensors and are protected by intellectual property laws. Except for the rights expressly granted in these Terms, no rights are transferred to you.

If you believe content in the Services infringes your copyright, write to midas@midasgrowth.online with a description of the work, where it appears and your contact details.

Informational nature of content

Unless an application states otherwise, content in our Services is provided for information, personal development, self-reflection and entertainment. It is not medical, psychological, legal, financial or other professional advice and is not a substitute for it.

Third-party services

The Services may rely on or link to third-party services, such as app stores, payment providers or sign-in providers. Their use is governed by their own terms and policies, and we are not responsible for them.

Disclaimers

To the extent permitted by law, the Services are provided "as is" and "as available". We do not guarantee that they will be uninterrupted, error-free or meet every expectation. This does not affect any statutory warranty or guarantee that cannot be excluded under the law of your country, including the legal guarantee of conformity for digital content in the EU and UK.

Limitation of liability

To the extent permitted by law, MIDAS GROWTH LLC will not be liable for indirect, incidental, special, consequential or punitive damages, or for loss of profits, data or goodwill. Our total liability for any claim relating to the Services is limited to the greater of the amount you paid us in the 12 months before the claim and US$100.

Nothing in these Terms excludes or limits liability that cannot be excluded or limited by law, such as liability for fraud, gross negligence, wilful misconduct, or death or personal injury caused by negligence.

Indemnity

If you are using the Services for purposes other than as a consumer, you agree to compensate us for reasonable losses and costs arising from your breach of these Terms or misuse of the Services.

Suspension and termination

You may stop using the Services and delete your account at any time. We may suspend or terminate your access if you seriously or repeatedly breach these Terms, if required by law, or to protect users or the Services. Where we terminate without cause, we refund the unused part of any prepaid period.

Changes to these terms

We may update these Terms. We will publish the new version on this page with a new date and, for material changes, notify you by email or in the application at least 30 days before they take effect. If you do not agree with the changes, you may cancel before they apply.

Governing law and disputes

These Terms are governed by the laws of the State of Wyoming, United States, without regard to conflict-of-law rules. If you are a consumer, you also keep the protection of the mandatory laws of the country where you live, and you may bring proceedings in the courts of that country.

Before starting any formal proceeding, please contact us at midas@midasgrowth.online: most issues are resolved quickly by email. Consumers in the EU may also use the dispute resolution bodies available in their country.

General

If any provision of these Terms is found invalid, the rest remains in force. Our failure to enforce a provision is not a waiver. You may not transfer your rights under these Terms without our consent; we may transfer ours to an affiliate or successor, provided your rights are not reduced. These Terms, together with the policies they reference, are the entire agreement between you and us about the Services. If these Terms are translated, the English version prevails to the extent permitted by law.

Contact

MIDAS GROWTH LLC · 30 N Gould St Ste R, Sheridan, WY 82801, USA · midas@midasgrowth.online